Welcome to Living Money Solutions
We have several years experience helping people get on the road to a debt free future. We understand how difficult it is taking the first steps. Our staff have a friendly, professional approach that will make you feel at ease.
May not be suitable in all circumstances. Fees and disadvantages may apply
To find out more about managing your money and getting free advice, visit the Money Helper, an independent service set up to help people manage their money.
To find out more about managing your money and getting free advice, visit the Money Helper, an independent service set up to help people manage their money.
3 Steps
1. Get Started
We understand the first step is the most difficult one. Answer a few quick questions to find out if you qualify.
2. Speak To Us
Speak to a member of the team who will take you through the options available to you.
3. Choose Your Plan
Select the option that works best for you.
Debt Solutions
Individual Voluntary Arrangement
An IVA is a legally binding debt solution for those living in England, NI and Wales. An IVA typically lasts 5-6 years and writes off debts when you have successfully completed the plan.
I could not thank Lindsay enough. Within 1 week of me calling my IVA was submitted and waiting for a meeting of creditors. Lindsay was extremely helpful and knowledgeable and had the answers to my millions of questions. She replied quickly and really helped me feel at ease through the process.
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Having a large amount debt hanging over me was beginning to affect me mentally and having a young family I needed to do something about it. I had approached a few companies about what I could do, But LM Solutions stood out a mile.
Ryan helped put my mind at ease and helped me through the steps with understanding and reassurance. We worked together to find the best solution for me that was comfortable and would allow me to clear my debt in a timely fashion. I would encourage anyone who is thinking about using this service to reach out, as you will be surprised at how quickly and easily they can get you the help you may need.
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Lindsay at Living Money Solutions has been my absolute rock these past few weeks.
Helping me see that there is help out there for people with debts. The advice and
guidance I have received have been a godsend. Lindsay has kept in touch with me,
keeping me updated with everything. I can finally see light at the end of a dark tunnel. I
100% recommend Living Money Solutions if like me could see no way out of continuous
mounting debt.
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Absolutely brilliant service. Very professional and helped me get out of a situation that
would only have gotten worse. Maureen helped me from start to finish and was always
there if I had any questions. Now I look forward to actually having some of my wage for
myself at the end of every month rather than working for nothing. Thank you.
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After anxiety and just feeling rubbish about the situation I was in, I contacted Living
Money Solutions and dealt solely with Kyle. Well, I can honestly say Kyle is a massive
credit to his company. Not only is he polite, caring, understanding, and one of the most
knowledgeable people I have met. His customer service was excellent and made me feel
at ease throughout the process. I would personally like to thank him and the team for the
effort they put in. So much appreciated. Thanks Jon.
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I was very nervous when I first made the call but once I spoke to Lindsay, I felt at ease.
She talked me through everything clearly. I can’t thank her enough for her help. Really
appreciate everything and feel like my life is better already.
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Ever since I reached out to LM Solutions all my worry about this debt hanging over my
head has completely gone. They have been absolutely amazing with the support and help
that they gave to me. They’ve been able to get my debts sorted and I honestly can't
praise them enough. Amazing customer service and so polite. I felt very comfortable
talking about all my problems and now it's all sorted for me and many more people in the
future I’m 100% sure.
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Trust Deed
Scottish residents can use this plan to get legal protection from creditors. You make 1 affordable monthly payment and upon completion of the plan, any remaining debts are written off.
Individual Voluntary Arrangement
An IVA is a legally binding debt solution for those living in England, NI and Wales. An IVA typically lasts 5-6 years and writes off debts when you have successfully completed the plan.
Trust Deed
Scottish residents can use this plan to get legal protection from creditors. You make 1 affordable monthly payment and upon completion of the plan, any remaining debts are written off.
Here is an example of how we can help
| Credit Cards | £17584 |
| Store Cards | £1028 |
| Personal Loan | £6538 |
| Payday Loan | £120 |
| Utilities | £1569 |
| Council Tax Arrears | £2600 |
| Total debt: | £29439 |
The reduction in your monthly payment is based on your own individual circumstances
Customers monthly payments before and after getting a debt solution
Reduced by 80%
Here is an example of how we can help
| Credit Cards | £9976 |
| Store Cards | £897 |
| Personal Loan | £5685 |
| Payday Loan | £495 |
| Overdraft | £250 |
| Council Tax Arrears | £1845 |
| Total Debt | £19148 |
The reduction in your monthly payment is based on your own individual circumstances
Customers monthly payments before and after getting a debt solution
Reduced by 80%
You’re Not Alone
Why Choose Us
You’re Not Alone
Why Choose Us
Fill out the below form to request a call back
By requesting a callback back you are giving Living Money Solutions and our approved partners authority to contact you via phone email, WhatsApp or SMS. For further information on how we handle your personal information please see our privacy policy
There is no fee for these initial calls, but if you do decide to proceed with an IVA there are fees that are built into your affordable monthly payment. These will be discussed with you in full before you proceed with the application.